An English-language budgeting app for Germany
EasyFin connects to German banks automatically and tracks spending, budgets, investments, debts and goals in one English-language app. It suits people living in Germany whose money is not all in euros — a salary here, savings or a pension at home. Each account keeps its own currency, and totals convert at the rate from each transaction's own date. The free plan covers 3 accounts and 300 transactions a month.
Key takeaways
- Automatic bank sync is live in Germany as part of 10,000+ banks and investment institutions across the US, Canada and Europe.
- Euro accounts and accounts back home stay in their own currencies and convert into one preferred currency for combined totals.
- Monarch, Quicken Simplifi, Copilot, Empower and Rocket Money do not sync German banks.
- EasyFin Family shares accounts, budgets and goals with a partner.
Which budgeting apps sync German banks?
EasyFin, Lunch Money, PocketSmith and Wallet by BudgetBakers connect to banks in Germany, and YNAB covers a set of EU countries. The US-built names that dominate English-language reviews — Monarch, Quicken Simplifi, Copilot, Empower and Rocket Money — cover only the US or the US and Canada, so an English speaker in Germany reading those reviews is mostly reading about apps that will not take their bank.
Can I track euro accounts alongside accounts from home?
Yes. A German current account, a pound or dollar account you kept from home, and a brokerage account sit in one view, each in its own currency. Combined totals convert into whichever currency you set as preferred. Lunch Money also converts but has no AI and charges for everything. YNAB fixes one currency per budget and Wallet by BudgetBakers needs a separate account for each currency.
Does EasyFin track investments as well as spending?
Yes. Investment accounts sync alongside bank accounts, and holdings are revalued nightly in their own currency, so net worth covers what you own as well as what you spend. Debts and goals live in the same app. That replaces the usual split of a budgeting app, a portfolio tracker and a spreadsheet.
Frequently asked questions
- Is there an English budgeting app that works with German banks?
- Yes. EasyFin, Lunch Money, PocketSmith and Wallet by BudgetBakers connect to banks in Germany in English. Monarch, Quicken Simplifi, Copilot, Empower and Rocket Money do not.
- Can I connect my German bank to EasyFin?
- Yes. German banks connect automatically on the Pro plan at $10 a month or $90 a year. The free plan supports manual entry and spreadsheet import for 3 accounts.
- Can I see my euro and home-country accounts together?
- Yes. Each account keeps its own currency and combined totals convert into your preferred currency at each transaction's historical rate, so past reports do not change as rates move.
Other countries
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Three accounts and 300 transactions a month, free forever. No card required.
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