A UK budgeting app for pounds, euros and everything else
EasyFin connects to UK banks automatically and tracks spending, budgets, investments, debts and goals in one app. Pound and euro accounts keep their own currencies, and combined totals convert at the exchange rate from each transaction's own date, so last year's reports do not shift when sterling moves. EasyFin Family shares the picture with a partner. The free plan covers 3 accounts and 300 transactions a month.
Key takeaways
- Automatic bank sync is live in the UK as part of 10,000+ banks and investment institutions across the US, Canada and Europe.
- GBP and EUR accounts stay in their own currencies and convert into one preferred currency at each transaction's historical rate.
- Monarch, Quicken Simplifi, Copilot, Empower and Rocket Money do not sync UK banks; Lunch Money does not support the UK officially.
- YNAB syncs UK banks but fixes one currency per budget with no conversion.
Which budgeting apps sync UK banks?
EasyFin, YNAB, PocketSmith, Toshl and Wallet by BudgetBakers all connect to UK banks. Monarch Money and Quicken Simplifi stop at the US and Canada, and Copilot, Empower and Rocket Money are US-only. Lunch Money lists 13 supported countries and the UK is not one of them, which pushes its UK users onto paid third-party bridges. The shortlist is shorter than the app stores suggest, and shorter again once you need more than one currency.
Can I track pound and euro accounts in one budget?
Yes. A sterling current account, a euro account and a dollar savings pot sit in one view without their balances being added together as if they were the same money. YNAB fixes a single currency when a budget is created, so a second currency means a second budget and no combined view. Wallet by BudgetBakers needs a separate account for each currency. EasyFin keeps one account in whatever currency it holds and converts only for combined totals.
Why does the exchange rate date matter?
An app that converts at today's rate rewrites history every time the pound moves: a euro holiday from last summer costs a different amount in this month's report. EasyFin stores the rate for each transaction's own date, and budgets freeze the rate when spending is counted, so a closed month stays closed.
Frequently asked questions
- Which budgeting apps work with UK banks?
- EasyFin, YNAB, PocketSmith, Toshl and Wallet by BudgetBakers connect to UK banks. Monarch and Quicken Simplifi cover only the US and Canada, Copilot, Empower and Rocket Money are US-only, and Lunch Money does not support the UK officially.
- Can I connect my UK bank to EasyFin?
- Yes. UK banks connect automatically on the Pro plan at $10 a month or $90 a year. The free plan supports manual entry and spreadsheet import for 3 accounts.
- Does EasyFin handle GBP and EUR together?
- Yes. Each account keeps its own currency and combined totals convert into your preferred currency at each transaction's historical rate. YNAB needs one budget per currency; Wallet needs one account per currency.
Other countries
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Three accounts and 300 transactions a month, free forever. No card required.
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