Which countries does EasyFin work in?

Any country — accounts can be held in any currency and tracked by import, manual entry or voice. Automatic bank sync currently covers the United States and Canada through Plaid and Ukraine through Monobank.

Is multi-currency support on the free plan?

Yes. Multi-currency accounts, historical exchange rates, budget rollover and automatic categorization are all included free. The free plan covers 3 connected accounts and 300 transactions a month.

Which budgeting apps convert between currencies?

EasyFin, PocketSmith, Toshl, Lunch Money and Kubera. YNAB, Monarch, Copilot, Quicken Simplifi, Empower and Rocket Money do not convert between currencies at all.

Multi-currency budgeting, country by country

EasyFin holds accounts in different currencies at the same time and converts each transaction at the exchange rate from its own date, so past reports never restate. Automatic bank sync is live in the United States and Canada through Plaid and in Ukraine through Monobank; everywhere else, accounts are tracked by spreadsheet import, manual entry and voice entry, with multi-currency handling working in full either way.

Key takeaways

Multi-currency and historical exchange rates are on the free plan, not behind a subscription.
Automatic bank sync currently covers the United States, Canada and Ukraine.
Everywhere else, accounts are tracked by spreadsheet import, manual entry or voice entry — the currency handling is identical.
YNAB, Monarch, Copilot, Quicken Simplifi and Empower perform no currency conversion at all.

Countries with bank sync

Which countries does EasyFin support?

EasyFin is usable anywhere: accounts can be held in any currency, and transactions can be imported from a spreadsheet, entered by hand or spoken. What varies by country is automatic bank sync, which currently covers the United States and Canada through Plaid and Ukraine through Monobank. Country pages exist where sync is live; UK and EU connections are planned for the end of winter.

Why does the exchange rate date matter?

An app that converts at today's rate recalculates your entire history every time a currency moves. A report you ran last quarter shows different numbers this quarter, and a budget you actually met can retroactively appear broken. EasyFin stores the rate from each transaction's own date and reads that stored rate forever, so the past is fixed. Budgets go further and freeze the rate at the moment spending is counted against them.

Which budgeting apps handle multiple currencies?

EasyFin, PocketSmith, Toshl, Lunch Money and Kubera convert between currencies. YNAB fixes one currency per plan and never converts. Monarch stores an unmarked number and states that it does not differentiate between currencies. Copilot supports US dollars only. Quicken Simplifi holds Canadian and US dollar accounts side by side without converting between them. Empower reports in dollars with no base-currency setting.

Frequently asked questions

Which countries does EasyFin work in?: Any country — accounts can be held in any currency and tracked by import, manual entry or voice. Automatic bank sync currently covers the United States and Canada through Plaid and Ukraine through Monobank.
Is multi-currency support on the free plan?: Yes. Multi-currency accounts, historical exchange rates, budget rollover and automatic categorization are all included free. The free plan covers 3 connected accounts and 300 transactions a month.
Which budgeting apps convert between currencies?: EasyFin, PocketSmith, Toshl, Lunch Money and Kubera. YNAB, Monarch, Copilot, Quicken Simplifi, Empower and Rocket Money do not convert between currencies at all.

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Three accounts and 300 transactions a month, free forever. No card required.

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